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	<title>The Discretionary Dollar</title>
	<link>http://discretionarydollar.com</link>
	<description>Making Cents of Personal Finance</description>
	<lastBuildDate>Thu, 22 Sep 2011 16:39:28 +0000</lastBuildDate>
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		<title>Mastering Email Filters</title>
		<description><![CDATA[We all email. But we don't all use email filters. Let's see how filters may make your digital life much easier.
Why you Should use Filters? They will save you time and help you organize your inbox. It can also help reduce spam if that is a problem.


Related posts:<ol><li><a href='http://discretionarydollar.com/2010/12/inbox-defined/' rel='bookmark' title='Permanent Link: Inbox: Defined'>Inbox: Defined</a></li>
</ol>]]></description>
		<link>http://discretionarydollar.com/2011/09/mastering-email-filters/</link>
			</item>
	<item>
		<title>Not worth your time? Are you sure?</title>
		<description><![CDATA[As an aspiring do it yourself-er I tend to hear a few common responses when sharing new projects or ideas with friends and family. One such phrase comes in many forms but usually sounds like: That&#8217;s not worth my time You are losing money if you factor in your time Time is money So let&#8217;s explore this [...]


Related posts:<ol><li><a href='http://discretionarydollar.com/2010/01/borrow-or-buy/' rel='bookmark' title='Permanent Link: Borrow or Buy?'>Borrow or Buy?</a></li>
</ol>]]></description>
		<link>http://discretionarydollar.com/2011/07/not-worth-your-time-are-you-sure/</link>
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		<title>Racking Up the Rewards</title>
		<description><![CDATA[Rewards points are certainly not new. Nearly every major credit card, bank or airline has their own form of currency called miles, rewards, points or something else. Companies "reward" you to build customer loyalty and return business for simply using their company's credit card or purchasing their company's product.  However, with some forethought and a few minor changes in your habits, you can convert your rewards points into cash.


Related posts:<ol><li><a href='http://discretionarydollar.com/2009/12/credit-or-debit-plastic-explained/' rel='bookmark' title='Permanent Link: Credit or Debit? Plastic Explained'>Credit or Debit? Plastic Explained</a></li>
<li><a href='http://discretionarydollar.com/2009/12/fight-the-fees-using-your-credit-or-checkcard/' rel='bookmark' title='Permanent Link: Use Your Credit Card Without Transaction Fees or Minimums'>Use Your Credit Card Without Transaction Fees or Minimums</a></li>
</ol>]]></description>
		<link>http://discretionarydollar.com/2011/01/racking-up-the-rewards/</link>
			</item>
	<item>
		<title>Inbox: Defined</title>
		<description><![CDATA[You most likey use an inbox.  So here are some tips on getting the most from your in-boxes. An in-box is a place to temporarily hold unprocessed items. Once an item is viewed, it can no longer remain in the in-box, it must be processed. An inbox should be processed a few times a day or less depending on your position and the time sensitivity of your tasks. An inbox should be empty after you process it.


Related posts:<ol><li><a href='http://discretionarydollar.com/2011/09/mastering-email-filters/' rel='bookmark' title='Permanent Link: Mastering Email Filters'>Mastering Email Filters</a></li>
</ol>]]></description>
		<link>http://discretionarydollar.com/2010/12/inbox-defined/</link>
			</item>
	<item>
		<title>Paperless: Reducing the Stream</title>
		<description><![CDATA[1. Paperless: Reducing the Stream 2. Paperless: Getting Started 3. Paperless: Managing the Digital Files 4. Paperless: Organizing/Backup/Sync 5. Paperless: Other Creative Ideas Benefits of Paperless More Secure &#8211; Files are secured and can be remotely wiped if a machine is compromised. If our house, car and office burnt to the ground, we&#8217;d have full [...]


Related posts:<ol><li><a href='http://discretionarydollar.com/2010/06/the-case-for-paperless/' rel='bookmark' title='Permanent Link: The Case For Paperless'>The Case For Paperless</a></li>
</ol>]]></description>
		<link>http://discretionarydollar.com/2010/09/reducing-the-paper-stream/</link>
			</item>
	<item>
		<title>The Case For Paperless</title>
		<description><![CDATA[Paper litters nearly every aspect of our life. Not only is paper a nuisance, but for every piece of paper you decide to keep, you have to organize, store and manage. What a waste of time and resources.


Related posts:<ol><li><a href='http://discretionarydollar.com/2010/09/reducing-the-paper-stream/' rel='bookmark' title='Permanent Link: Paperless: Reducing the Stream'>Paperless: Reducing the Stream</a></li>
</ol>]]></description>
		<link>http://discretionarydollar.com/2010/06/the-case-for-paperless/</link>
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	<item>
		<title>Borrow or Buy?</title>
		<description><![CDATA[Why do we buy? Do we buy because we need to use or do we buy because we want to have?

This simple question not always has a simple answer.

Are you spending extra time and money purchasing things you could be borrowing instead? Here are a few things to consider before you hit the store next time.


Related posts:<ol><li><a href='http://discretionarydollar.com/2009/12/funding-your-fund/' rel='bookmark' title='Permanent Link: Funding your Fund'>Funding your Fund</a></li>
<li><a href='http://discretionarydollar.com/2009/11/what-is-a-replacement-fund/' rel='bookmark' title='Permanent Link: What is a Replacement Fund?'>What is a Replacement Fund?</a></li>
<li><a href='http://discretionarydollar.com/2010/01/cash-for-clutter/' rel='bookmark' title='Permanent Link: Cash for Clutter'>Cash for Clutter</a></li>
</ol>]]></description>
		<link>http://discretionarydollar.com/2010/01/borrow-or-buy/</link>
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		<title>Warren Wisdom &#124; Buffett&#8217;s Biography</title>
		<description><![CDATA[This book is about Warren Buffett's life as an investor and citizen. It details his large deals with background and insight. The book's focus is mainly on his road to wealth but also gives good insight on Buffett's character and personal relations.


No related posts.]]></description>
		<link>http://discretionarydollar.com/2010/01/warren-wisdom-buffets-biography/</link>
			</item>
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		<title>Cash for Clutter</title>
		<description><![CDATA[So you have identified a few items to fund your replacement fund with. How do you turn those items into cash and grow your replacement fund?


Related posts:<ol><li><a href='http://discretionarydollar.com/2009/12/funding-your-fund/' rel='bookmark' title='Permanent Link: Funding your Fund'>Funding your Fund</a></li>
<li><a href='http://discretionarydollar.com/2009/11/what-is-a-replacement-fund/' rel='bookmark' title='Permanent Link: What is a Replacement Fund?'>What is a Replacement Fund?</a></li>
<li><a href='http://discretionarydollar.com/2010/01/borrow-or-buy/' rel='bookmark' title='Permanent Link: Borrow or Buy?'>Borrow or Buy?</a></li>
</ol>]]></description>
		<link>http://discretionarydollar.com/2010/01/cash-for-clutter/</link>
			</item>
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		<title>Chuck the Checkbook</title>
		<description><![CDATA[Balancing your personal checkbook is not as necessary as it once was. In fact it's not necessary at all. Ten years ago you'd have to wait for a statement showing what checks cleared. Times have changed. Here are a few ways for you to get rid of the checkbook and the balancing chore that goes with it.



No related posts.]]></description>
		<link>http://discretionarydollar.com/2009/12/chuck-the-checkbook/</link>
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