http://discretionarydollar.com/2009/12/chuck-the-checkbook/ Making Cents of Personal Finance Fri, 28 Oct 2011 04:09:14 +0000 hourly 1 http://wordpress.org/?v=3.2.1 http://discretionarydollar.com/2009/12/chuck-the-checkbook/comment-page-1/#comment-1417 Harry Carneal Wed, 22 Sep 2010 02:47:40 +0000 http://discretionarydollar.com/?p=393#comment-1417 Okay article. I just became aware of your blog and desired to say I have really enjoyed reading your opinions. Any way I’ll be subscribing in your feed and Lets hope you post again soon. Okay article. I just became aware of your blog and desired to say I have really enjoyed reading your opinions. Any way I’ll be subscribing in your feed and Lets hope you post again soon.

]]> http://discretionarydollar.com/2009/12/chuck-the-checkbook/comment-page-1/#comment-1413 Zelma Gauch Tue, 21 Sep 2010 13:13:13 +0000 http://discretionarydollar.com/?p=393#comment-1413 This is a nice blog, Going On. This is a nice blog, Going On.

]]> http://discretionarydollar.com/2009/12/chuck-the-checkbook/comment-page-1/#comment-1412 Alfred Gonchoff Tue, 21 Sep 2010 10:29:36 +0000 http://discretionarydollar.com/?p=393#comment-1412 Super-Duper site! I am loving it!! Will come back again - taking you feeds also, Thanks. Super-Duper site! I am loving it!! Will come back again – taking you feeds also, Thanks.

]]> http://discretionarydollar.com/2009/12/chuck-the-checkbook/comment-page-1/#comment-674 James D Hoffman Mon, 19 Jul 2010 15:00:16 +0000 http://discretionarydollar.com/?p=393#comment-674 amazing stuff thanx :) amazing stuff thanx

]]> http://discretionarydollar.com/2009/12/chuck-the-checkbook/comment-page-1/#comment-490 James D Hoffman Fri, 25 Jun 2010 17:04:04 +0000 http://discretionarydollar.com/?p=393#comment-490 It was interesting. You seem very knowledgeable about banking. It was interesting. You seem very knowledgeable about banking.

]]> http://discretionarydollar.com/2009/12/chuck-the-checkbook/comment-page-1/#comment-81 Sisterlisa Tue, 23 Feb 2010 05:19:25 +0000 http://discretionarydollar.com/?p=393#comment-81 Ashley, I see your point, but the author linked to how to track your spending in other ways. I stopped using personal checks years ago. I was reluctant to use online banking, but I eventually gave it a shot and love it. We keep a good amount in savings in case I need to make a transfer, but we keep an eye on our account diligently to know our balance and we stop spending if we get to a certain point in our balance. Since we have very few bills to pay, we know we're safe from over-drafting. We know what we've spent and what scheduled payments are going to be deducted. Ashley, I see your point, but the author linked to how to track your spending in other ways.
I stopped using personal checks years ago. I was reluctant to use online banking, but I eventually gave it a shot and love it. We keep a good amount in savings in case I need to make a transfer, but we keep an eye on our account diligently to know our balance and we stop spending if we get to a certain point in our balance. Since we have very few bills to pay, we know we’re safe from over-drafting. We know what we’ve spent and what scheduled payments are going to be deducted.

]]> http://discretionarydollar.com/2009/12/chuck-the-checkbook/comment-page-1/#comment-54 Matthew C. Kriner Sat, 06 Feb 2010 21:40:49 +0000 http://discretionarydollar.com/?p=393#comment-54 Another great post! Another great post!

]]> http://discretionarydollar.com/2009/12/chuck-the-checkbook/comment-page-1/#comment-27 ashley Fri, 15 Jan 2010 06:53:56 +0000 http://discretionarydollar.com/?p=393#comment-27 Ok, so I've read through this article and I can appreciate some of the advice. I must say I strongly disagree with part of it. I am a personal banker with a large bank, and I must say that I would NEVER, EVER advise someone to not use a register! As a banker, both myself and upper management cringe when we hear someone say that they don't use a register because they rely on online banking. In fact, if they are asking us to reverse fees, that is the first question I will ask. Online banking is not something you can rely on because if you shop at a mom and pop store, they are not required to process their transactions immediatley. So please people, use your register especially if you are on a fixed income. It takes just a second to write it down, because sometimes you forgot about that energy drink you bought yesterday and if I don't see you making an effort to keep track of your balance, you really aren't making a good argument on why I should reverse all your fees. Ok, so I’ve read through this article and I can appreciate some of the advice. I must say I strongly disagree with part of it. I am a personal banker with a large bank, and I must say that I would NEVER, EVER advise someone to not use a register! As a banker, both myself and upper management cringe when we hear someone say that they don’t use a register because they rely on online banking. In fact, if they are asking us to reverse fees, that is the first question I will ask. Online banking is not something you can rely on because if you shop at a mom and pop store, they are not required to process their transactions immediatley. So please people, use your register especially if you are on a fixed income. It takes just a second to write it down, because sometimes you forgot about that energy drink you bought yesterday and if I don’t see you making an effort to keep track of your balance, you really aren’t making a good argument on why I should reverse all your fees.

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